Borrow, Build, Sell. These are the characteristics of the UK housing market. A business model predicated on those selling and buying homes accessing cheap debt finance. A model which helped to fuel large increases in UK house prices, and led
Since the credit crunch of 2008, small businesses have faced considerable challenges accessing finance through traditional high street banking routes. The current picture suggests that there is little sign of this improving in the immediate future. Our figures suggest that
A review of ‘Where Does Money Come From?’ (2nd edition 2012). By Josh Ryan-Collins, Tony Greenham, Richard Werner and Andrew Jackson. New Economics Foundation. Money is at the source of the greatest misconceptions in economics, amongst the general public, trained
As the global economy enters uncharted waters, there is an ever greater need to nurture the “can-do” pioneer. Those who will by their vision and energy enable our societies to achieve real and sustainable growth. Let us briefly cast our